Swiss Precision.
Trust. Innovation.
Smart Payment
Solutions for the
Future
Swiss-based. Regulated. Enterprise-grade.
Delivering seamless payment processing and money transfer infrastructure for businesses.
about
us
Built on
Innovation. Backed
by Swiss Trust.
SMARTCORE AG is a Swiss-based fintech company specializing in payment processing, money transfers, and virtual asset services. We combine over 15 years of industry expertise with cutting-edge technology and regulatory alignment to deliver secure, compliant, and future-ready solutions.
Our core
services
Benefit
from
Instant Fiat Liquidity
We offer a pre-funded liquidity mechanism for qualified merchants accepting crypto — fiat funds are credited instantly, enabling fast operations and seamless customer experiences.
This ensures:
- Faster transaction finality – Instant fiat liquidity even for crypto-paid transactions
- Higher customer satisfaction
- Better operational cash flow
- Reduced exposure to crypto volatility
Why Choose
SMARTCORE
Swiss Regulatory Trust
SMARTCORE AG is a registered member of the VQF Self-Regulatory Organisation (VQF SRO) since January 2025, holding license number 101204. We operate under the indirect supervision of the Swiss Financial Market Supervisory Authority (FINMA).
Legally Recognized
This membership ensures our compliance with Swiss regulations in anti-money laundering and terrorism financing, under a system of legally recognized and controlled self-regulation.
VASP Classification
Secure infrastructure for accepting and managing digital assets with institutional-grade wallet orchestration.
Safety Measures
Our operations are fully aligned with the standards set by the Financial Action Task Force (FATF). SMARTCORE AG is committed to strict regulatory adherence, with established measures for internal oversight, risk management, and independent audit review.
Top-Tier Security
PCI DSS Level 1 certified data infrastructure located in Switzerland. End-to-end encryption and robust compliance architecture.
More Reasons to Trust SMARTCORE
Innovative Developments
From emerging digital payment rails to custom fintech platforms, we continuously invest in future-proof innovation
Reliable Partners
We work exclusively with trusted and aligned partners that share our vision for secure and future-ready payments
Experienced Team
Founded by fintech veterans with over 15 years of experience in payments, finance, and regulatory systems
Trusted Partnerships
We collaborate with globally recognized financial and technology partners who share our values
Deep Fintech Experience
15+ years of building and operating regulated financial infrastructure Proven track record of investment and technology project delivery
Agile and Scalable
Quick integration via modern API stack Custom solutions tailored to your operational and compliance needs
Who We Serve
Fintech
Companies
01
Fintech
Companies
We empower fintech innovators with robust payment processing, crypto-fiat conversion, and regulatory infrastructure. SMARTCORE handles the complexity of compliance, so you can focus on building breakthrough financial products.
Regulated
Financial
Institutions
02
Regulated
Financial
Institutions
SMARTCORE integrates securely with licensed institutions requiring PCI DSS infrastructure, AML compliance, and cross-border virtual asset support — all under Swiss regulation and VQF oversight.
High-Volume
Merchants
03
High-Volume
Merchants
We streamline crypto and fiat payment flows for businesses with large transaction volumes. Our infrastructure ensures speed, stability, and seamless settlement — including instant fiat liquidity for qualified merchants.
Crypto
Platforms
04
Crypto
Platforms
Whether you’re a CEX, DEX, wallet, or payment aggregator — we provide compliant fiat ramps, risk controls, and scalable VASP-aligned settlement infrastructure to power your crypto business with confidence.
E-commerce
Platforms
05
E-commerce
Platforms
Enable online platforms to expand into new payment territories — from credit cards to stablecoins — via unified APIs and compliant processing flows. SMARTCORE ensures fast payouts and strong consumer trust.
Over 15 Years of Fintech Innovation
From early infrastructure to modern VASP frameworks — our journey spans decades of trusted technology development.Proven Expertise. Trusted Delivery.
Our Technology Advantage
01
Modular Integration Options
02
PCI DSS Level 1 Data Center
03
Modern RESTful APIs
04
Scalable Architecture for Growth
05
High Availability & Redundancy